Auto insurance: why coverage can protect your cash flow
Learn how a covered collision, theft, liability claim, or rental replacement cost could otherwise create a large out-of-pocket bill.
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Insurance blog: practical financial benefits of having coverage
These articles explain how insurance can help protect personal finances, family assets, and business cash flow after a covered loss. The examples are illustrative only. Actual coverage, deductibles, exclusions, limits, and eligibility depend on the policy and insurer.
Home insurance: protecting the value of your property
See how property coverage, additional living expenses, and liability protection may help after damage to your home or belongings.
Read home articleBusiness insurance: keeping operations financially stable
Understand how commercial insurance can help with property losses, liability claims, and business interruption scenarios.
Read business articleLife insurance: how much coverage do you need?
Estimate your needs, compare term and permanent coverage, and learn what to expect when you apply.
Read life articleTravel insurance: what to check before you go
What OHIP covers outside Canada, pre-existing conditions, credit card coverage and Super Visa requirements.
Read travel articleReasons to buy
Reasons to buy: moments to review your insurance
A new home, a new driver, a new car or a rule change. Short pages on what to know and how Frank can help, in English or French.
Ontario changed your auto accident benefits
Most Ontario accident benefits became optional on July 1, 2026. What to check before you renew.
See the pageBuying a home? Get insurance sorted before closing
Your lender and lawyer need proof of home insurance before closing. Get it sorted early.
See the pageHome and auto together: one review, two policies
One review for both policies. Many insurers offer a discount when home and auto are together.
See the pageNew to Ontario? Your first car insurance, explained
How Ontario car insurance works, how your driving experience from abroad can count, and what to bring.
See the pageIf a pipe bursts upstairs, who pays for your unit?
The building’s policy leaves out your belongings, upgrades and liability, and its deductible can land on you.
See the pageDelivering with your own car?
Delivering or driving passengers with your own car? Make sure your insurance knows.
See the pageGuide series
Business insurance in Ottawa: a guide series
Six practical guides to the main types of business insurance, with tips for Ottawa businesses. Start with the overview, or jump to the coverage you need.
Overview: business insurance types in Ottawa
Start here: the main types of coverage, what Ottawa contracts and permits ask for, and questions to ask.
Read the overviewContractor insurance
Liability, tools, work in progress, City of Ottawa permit requirements and WSIB clearance certificates.
Read the guideUmbrella liability insurance
How extra liability limits work, when contracts ask for $5 million, and what umbrellas don’t cover.
Read the guideGeneral vs. professional liability (E&O)
Injuries and property damage vs. costly mistakes: what each covers and who asks for it.
Read the guideProperty and business interruption
Protect your equipment, stock and income, avoid the co-insurance penalty and plan for Ottawa weather.
Read the guideCommercial auto insurance
When a vehicle used for work needs commercial coverage, liability limits and what businesses forget.
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